These are all the Blogs posted in January, 2009.
Monday, January 5, 2009
Good Reasons to Own Your Own Home
1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
2. Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there’s no guarantee of appreciation, a 2001 study by the NATIONAL ASSOCIATION OF REALTORS" found that a typical homeowner has approximately $50,000 of unrealized gain in a home.
3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership inte... Read more
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Wednesday, January 7, 2009
It happened again this week
It happened again this week. A GreatWest GMAC Professional received a call from an old friend, to say she and her husband were having difficulties with their mortgage(s), and were a little upside down on their home. They didn’t quite know what to do about it.
Real Estate Agents have increasingly seen this scenario - Homeowners who are in deep trouble because they either are in homes with mortgages, which are due to have their interest rate reset, or are in homes which are now worth considerably less than the amount owed on the mortgage(s). Some folks no longer have their job ... Read more
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Wednesday, January 14, 2009
The Tax Value of Home Ownership
During this Important Tax Filing Season it is Important to Remember the Value of Home Ownership.
Although during this tax-filing season we are keenly aware some homeowners are having difficulty paying their mortgages, it is important to realize the benefits which come with home ownership.
Here are some points to consider, and discuss with your tax professional:
· Mortgage interest on your home continues to be tax deductible.
· Property tax is also very much deductible.
· Home energy and tax savings – There can be Energy Tax Incentives, which offer taxpay... Read more
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Tuesday, January 20, 2009
Saundra Battaglia is New Manager of GreatWest GMAC Yuba Office
GreatWest GMAC Real Estate is announcing the association of Saundra Battaglia, as the Manager of their office in Yuba City.
Saundra Battaglia has significant real estate experience, beginning in 1985. In the past she has owned and operated Red Carpet franchises in Yuba City and Colusa. And, was associated with Stromer Realty. She has a background in farm/land sales, residential sales, office management, recruiting and training.
In addition, GreatWest GMAC has recently welcomed a number of experienced and new real estate professionals to their offices in Sacramento, Rosevi... Read more
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Monday, January 26, 2009
Pretty Pictures Don't Replace Real Estate Agents
As many GreatWest GMAC Real Estate clients have learned in the last few years, technology and the Internet has dramatically empowered them in their quest to buy and sell real estate. There is a wealth of websites available, where buyers can conduct their own searches for homes. Many buyers (and sellers too) begin their search, before contacting an agent, and some continue to search, on their own, even while working with a real estate professional.
Internet consumer searches are done in much the same way, as real estate agents. Search parameters (towns, price range, number of bedroo... Read more
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Tuesday, January 27, 2009
CSI Insurance Brokers Partners With GreatWest GMAC
CSI Insurance Brokers sought out partnership with Brodie Stephens and GreatWest GMAC, due to their outstanding professionalism and ethics. Working one on one with Brodie and the GreatWest Real Estate Agents over this past year has been the highlight of our endorsement with CAR. It is very obvious, as I have participated in sales meetings - that there is an elevated expectation with regard to customer service. The atmosphere at GreatWest is one of a family. The GreatWest leadership team Sami Siddiqui and Brodie Stephens, display a very definite interest in the experience a client will have... Read more
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Saturday, January 31, 2009
Sales Statistics by Zipcode for Greater Sacramento Area
Here are the latest real estate sales statistics for the Greater Sacramento Area, as well as Surrounding Areas. They represent activity through December 2008.... Read more
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Latest Statistics for 4 Counties
Here are the Real Estate Sales Statistics for 4 Counties (Sacramento, El Dorado, Placer, Yuba) through the month of December 2008.... Read more
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